INDIA / BRANCH REFERENCE
IOBA0000197 IFSC code
Indian Overseas Bank · GUJJARWAL · LUDHIANA
- Bank
- Indian Overseas Bank
- Branch
- GUJJARWAL
- City
- LUDHIANA
- District
- GAJJARWAL
- State / territory
- PUNJAB
- Address
- NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202
- MICR
- 141020521
Reference: Razorpay IFSC dataset, v2.0.62 · Sources & coverage
Payment systems
- NEFT
- Listed as supported
- RTGS
- Listed as supported
- IMPS
- Listed as supported
IOBABank identifier0Reserved digit000197Branch identifier
THE DETAILS, EXPLAINED
A little context goes a long way.
01 / PAYMENT GUIDES
IBAN, SWIFT, and routing numbers
Different identifiers. Different jobs. Learn which details belong in which field.
02 / PAYMENT GUIDESSEPA or SWIFT?
Understand the difference between a euro payment scheme and a global messaging network.
03 / PAYMENT GUIDESFollow a missing transfer
The references and questions that can help your bank investigate.