HOW IT WORKS

From your world.
To your next move.

One connected journey for receiving international payments and choosing where they go next.

Available to eligible users in supported jurisdictions. Verification required. Check country eligibility

YOUR GLOBAL PAYMENT FLOW
ClientsEmployersMarketplacesCustomers
Your receiving detailsShare with your payer
USD
Account holderAlex Morgan EXAMPLE
Account number •••• •••• 4820
In your name, where available and approved
Ostro workflow & checks
Regulated payment infrastructure
YOUR PAYOUT, YOUR CHOICE01 / 02
Your verified bank accountAvailable local-currency payout

Illustrative experience · Subject to eligibility and route support

FOUR STEPS. ONE CLEARER JOURNEY.

A path you can follow.

Each step depends on eligibility, compliance review, and the options supported for you.

01

GET READY

Start with verification

Complete onboarding and the identity, country-eligibility, KYC, and sanctions checks that apply to you. Available options depend on the outcome of review.

02

RECEIVE

Share your receiving details

Use the exact account details and payment instructions displayed in your Ostro workspace. Share them with a legitimate client, employer, marketplace, customer, or business partner.

03

KEEP TRACK

Follow the payment journey

Track the incoming payment through review and availability. Additional information may be needed as part of compliance review.

04

SETTLE

Choose an available payout

Select local currency to a verified bank account or stablecoins to a verified wallet, where supported and permitted. Licensed financial partners handle settlement.

THE DETAILS MAKE THE DIFFERENCE

A familiar way
to start a payment.

Your payer uses the available receiving details you share, much like ordinary payment instructions. They do not need to start with an Ostro invoice or payment link.

Always use the precise instructions shown in your workspace, including the currency, rail, recipient details, and any payment reference.

Funding a payment yourself?

Where supported and approved, you can use the funding instructions in your workspace to send from an eligible account of your own. Funding and receiving payments from others may have different instructions and eligibility requirements.

One platform. Clear responsibilities.

Ostro handles onboarding, verification, eligibility checks, monitoring, recordkeeping, and compliance escalation. Payment processing, conversion, custody where applicable, and settlement are provided by licensed financial partners.

YOUR QUESTIONS, ANSWERED

A little more clarity.

Explore more in our help center.

Do I have to create an invoice?
No. You can share available receiving details directly. Invoices and payment links are additional options for formal requests or emailing payment instructions.
How long will a payment take?
Timing depends on the currency, rail, corridor, partner availability, and compliance review. No single timing applies to every payment. See processing windows and cutoff times, and follow the status shown in your workspace.
Can every user choose both payout paths?
No. Your available bank or wallet payout options depend on eligibility, jurisdiction, route support, and compliance review.

MAKE YOUR NEXT MOVE

Your next opportunity.
A clearer way to get paid.

Share available receiving details. Choose an eligible payout option.

Subject to eligibility. Verification required. Supported corridors only. Check country eligibility